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Concussions and insurance costs

3/29/2011: My understanding is that UO is currently insured under the state pool. What will happen under the OUS and the new partnership plans? Private insurance could get very expensive:

Still, the liability question looms—for the lawyers, anyway. Boston University researchers have found CTE in the brain of a college football player who died last year. So how will the NCAA and college athletic programs fare in coming years if medical research reveals that former college athletes, not just the pros, are also suffering from the degenerative brain disease linked to their college playing days? What would the legal claims be, and how would judges and juries respond?

Matt Henshon, a Boston lawyer and a former Princeton basketball player, predicted major legal challenges for the NFL—and for NCAA programs. “How many former NFL players have problems?” he said. “Multiply it by the [number of] people who play at lower levels, and it’s going to be a much bigger problem than the NFL can pay for or, frankly, the NCAA can pay for.”

I’m no economist, but I’ll avoid the ethical questions anyway and just ask if anyone thinks AD Rob Mullens is building up a reserve to pay the expected present value of these claims?

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